When told that their insurance policy has been voided most people just accept it. After all, the insurance companies are the experts, they know what they’re doing and they always play by the rules, right?
CALL US TODAY for a FREE CONSULTATION to help understand if your policy has been terminated unfairly and whether you may have grounds to challenge it. We can assist with:
We provide the expert advice, support and representation you need, when you need it most.
You can trust us to take care of you. We are authorised and regulated by the Financial Conduct Authority.
You can trust us to take care of you. We are authorised and regulated by the Financial Conduct Authority.
We offer a free consultation to help establish if your policy has been unfairly voided or cancelled.
We provide the expert advice, support and representation you need, when you need it most.
We offer a free consultation to help establish if your policy has been unfairly voided or cancelled.
We offer free expert advice when your policy has been cancelled or voided. Get in touch with us today.
Most insurers and price comparison websites ask if you have EVER had a policy cancelled or voided. As it stands there are no rules in place to stop them doing this.
Lots of insurers will automatically decline to offer you a quote when you declare a previously cancelled or voided insurance policy – and those that do quote may often charge higher premiums.
A cancellation or voidance on one type of insurance policy must be disclosed on all other types of insurance applications (e.g. car, van, home, motorcycle, pet, travel, business and life insurance).
Voiding or cancelling your policy often gives the insurer the right to decline your claim. It is no coincidence that lots of policies are terminated by insurers immediately after a claim is submitted.
As well as rejecting your own claim, a cancellation or voidance often gives the insurance company the legal right to recover the cost of any third-party claims directly from you.
Whilst there are certain circumstances that allow your insurer to keep the premiums you have paid, we frequently advise on cases where insurers are witholding premiums (or demanding even more money) unfairly and unlawfully.
If you are joint policyholder or a named driver on somebody else’s policy, then your cancellation or voidance must be disclosed to their insurers also. It is not just policies ‘in your own name’ that are affected.
Insurers are often quick to label even the most minor mistakes as ‘fraud’ or ‘fraud-related’. The industry uses multiple databases to record policy cancellations and voidances and there are few controls over how and when they use them.
Many insurers record policy information on the CIFAS database, which is a fraud prevention service that attaches to your credit report. This database is routinely checked by financial service providers and prospective employers alike.
When your policy has been voided or cancelled unfairly, we will find it
The news that their insurance policy has been cancelled or voided comes as a significant shock for most people. However insurance policies are often terminated unfairly and we can identify when this has been the case.
You can challenge your insurer’s unfair and unreasonable actions yourself or you can appoint Policy Assist to fight your case for you. We offer the expert advice and professional representation you need, when you need it most.
Once you’ve appointed us we:
Start work immediately in order to reach the earliest possible resolution of your case Forensically review every aspect of your insurer’s conduct and actions. When your policy has been voided or cancelled unfairly, we will find it Build and present your case to your insurer, conducting all negotiations on your behalf If necessary, we’ll escalate your case to the Financial Ombudsman Service
Find out if your policy has been cancelled or voided unfairly and what you can do about it.
We are the UK’s leading specialists in all aspects of cancelled and voided insurance policies.
We offer a free consultation to help establish if your policy has been unfairly voided or cancelled.
We provide you with the expert advice, support and representation you need, when you need it most.
Toggle 1
Toggle 2
Toggle Title
Toggle Content goes here
Toggle Title
Toggle Content goes here
Toggle Title
Toggle Content goes here
Toggle Title
Toggle Content goes here
Toggle Title
Toggle Content goes here
Toggle Title
Toggle Content goes here
Toggle Title
Toggle Content goes here
Give us a call and speak to a member of our team in the strictest confidence.
0203 004 8585
Our Opening Hours Are:
Monday – Friday: 9am to 5.30pm
Saturday: 9am – 1pm
Sunday: Closed
We are the UK’s leading specialists in helping consumers & businesses who have had their insurance policy voided by an insurance provider.
Our knowledge and expertise comes from more than 20 years on the inside, working for (and now against) some of the largest insurance companies in the country.
When it comes to their decisions on cancelling or voiding your policy, we know how insurers think, we know how they work, we know how they break the rules and we know how to catch them when they do.
Call us today and speak to a member of our team in the strictest confidence.
0203 004 8585
Our Opening Hours Are:
Monday – Friday: 9am to 5.30pm
Saturday: 9am – 1pm
Sunday: Closed
We are the UK’s leading specialists in helping consumers & businesses who have had their insurance policy voided by an insurance provider.
Our knowledge and expertise comes from more than 20 years on the inside, working for (and now against) some of the largest insurance companies in the country.
